Insurance Top-Up Protection (ITP)
Protecting the unexpected
Founded in 2017 by a team with extensive experience in the financial services and insurance sectors, Just Protect Ltd provides access to a wide range of complimentary motor-related insurance products for our partners and their customers.
Our latest offering, Insurance Top-up Protection (ITP), is designed to address current economic challenges and market conditions, delivering genuine customer value and transparency.
Current Customer Challenges
Cost of Living Crisis
In today’s uncertain economic climate, vehicle owners find themselves grappling with the burden of reduced disposable income and escalating costs of ownership. It has never been more crucial to prioritise budgeting and prepare for unforeseen circumstances.
Uncertain Vehicle Values
Global uncertainty and supply chain problems have impacted vehicle valuations. For example, significant delays in the supply of new cars have led to an increase in used car values and volatility, with electric vehicle values falling by an average of £4500 in 2023.
Many vehicle owners are unaware that, if their vehicle is written off due to accident or theft, standard comprehensive motor insurance may not cover the vehicle’s actual replacement value.
How Can Just Protect Help?
In collaboration with our insurance partner, we’ve developed a unique and exclusive product to help with any outstanding finance or purchase of a new replacement vehicle.
Why is this so unique?
Insurance Top-up Protection can be purchased at any point during vehicle ownership and provides an additional 25% over and above the amount your insurer pays, up to a maximum of £10,000, following your vehicle being declared a total loss.
Best part of all…
Cover is FREE for 30 days, followed by a fixed monthly subscription of only £14.99 after the free period, cancellable at any time.
Insurance Top-Up Protection
Our new insurance product could save you thousands. With the cost of living crisis, running costs are rising. Our insurance has increased on average by 41%, making it more important than ever to have extra funds available if your vehicle is written off. Insurance Top-up Protection ensures you have extra funds available to help with outstanding finance or contribute towards a replacement vehicle.
Although GAP coverage may not always be sufficient, Insurance Top-up Protection steps in to help safeguard you.